Fees, published plainly
Every engagement is a fixed fee, agreed in writing before work begins. No commissions, no percentage-of-assets charges, no hidden deductions.
Three ways to work with us
Research brief
A single written analysis of a question that matters – a portfolio review, a market topic, a wrapper strategy explanation.
- Written brief of 8–15 pages
- Walkthrough call included
- Two weeks of follow-up questions
- Typical turnaround: 2–3 weeks
Second-opinion review
You have been sold something – a portfolio, a product, a proposal. We read it soberly and tell you what we find.
- Structured review against published criteria
- Written findings, 4–6 pages
- One hour walkthrough call
- Typical turnaround: 1 week
Planning support
Ongoing support through the year: quarterly reviews, the quarterly market brief, and reasonable access in between.
- Quarterly market analysis brief
- Scheduled annual plan review
- Email access for questions
- Cancel any quarter, no notice period
The small print, enlarged
Paid in advance, by the client only
Invoices are issued when a scope is approved and payable before work begins. We accept bank transfer and card payments. We receive no revenue from any provider, platform or product you subsequently choose.
VAT
Fees shown are exclusive of VAT where applicable, which is added at the prevailing rate on the invoice.
What happens if scope changes
If work expands beyond the agreed scope – it happens – we stop, re-quote, and continue only on your approval. Nobody has ever received a surprise invoice from us.
Cooling off and cancellations
For planning support, cancel at the end of any month. Fixed-fee briefs may be cancelled in writing before research begins for a full refund; once research has begun, fees are payable in full.
How our fees compare
A typical UK adviser charges around 1% of invested assets in year one and roughly 0.5% annually thereafter. On a £500,000 portfolio that is £5,000 in year one and £2,500 every following year – whether or not any real work was done. Our most common planning engagement costs £2,880 a year, capped, independent of your portfolio size, and buys analysis rather than product placement. We publish this comparison because we are content to be judged on it.
Get a quote
Describe your question and we will confirm scope and fee in writing – usually within two working days.
Request a quote